Executive Team

We are a diverse team of insurance experts, creators and technologists working together to make life insurance easier for people.

Kristin Schorn

Kristin Schorn serves as Chief of Staff at Covr, where she plays a central role in aligning leadership priorities and operational execution. Kristin brings a diverse background in financial services and healthcare IT, along with a strong track record of building scalable organizational processes, supporting strategic initiatives, and facilitating team growth. Prior to this, she

Ryan Bivins

Ryan Bivins serves as Head of Sales at Covr, bringing over two decades of experience in insurance distribution and long-term care leadership. He began his career at Lincoln Financial on the MoneyGuard team before joining Pacific Life, where he spent more than 12 years helping launch and scale its hybrid LTC platform—progressing from LTC Specialist.

Mark Forman

Mark Forman leads marketing for Covr, having begun his tenure at Optifino in 2025 and joining Covr through the Optifino merger later that year. Prior to Optifino, he served as fractional CMO at intention.ly, supporting award-winning fintechs and RIAs. At RetireOne (now Simplicity OID), Mark helped develop and market the outsourced insurance desk model.

Michael Doniger

Michael Doniger is modernizing the permanent life insurance experience by integrating advanced financial modeling techniques traditionally used in institutional finance. With more than two decades of experience in the hedge fund industry—including serving as Director of Research at Citadel Fundamental Strategies and founding Corvex Management—he brings a unique, data-driven perspective to insurance and wealth planning.

Bob Klein

Bob Klein is a respected distribution and product leader with more than 30 years of experience across carriers, BGAs, and independent channels. He is best known for designing Lincoln Financial’s groundbreaking MoneyGuard solution and spent 23 years at Lincoln in roles spanning underwriting, brokerage leadership, POS innovation for Smith Barney, and ultimately leading MoneyGuard.

Sam Barnett

Sam is a seasoned insurance and insurtech executive with more than two decades of distribution, strategy, and growth leadership across Lincoln Financial, Global Atlantic/KKR, and VIBE Insurance. At Lincoln, he spent 17 years progressing from Point-of-Sale Specialist for Smith Barney advisors to National Sales Manager for Financial Institutions, Head of Life Insurance Strategy, and ultimately.

Brandon Leung

Brandon Leung is a seasoned technology leader with a proven track record in engineering and digital branding. With over a decade of experience in the tech industry, he serves as Covr’s Chief Technology Officer. In his prior role as Director of Engineering, Brandon demonstrated his expertise in leading teams and driving technological advancements within the.

Bobbie Watkins

Bobbie serves as Head of Brokerage Operations for Covr, responsible for all business activity and processing of insurance applications, service centers and coordination with all departments to fulfill, analyze, and process new business. Bobbie brings a strong background in business operations as a results-oriented insurance professional and 20+ years demonstrated success in relationship management, operations.

Elvella Lozada

As the HR Director, Elvella serves as a strategic partner and provides effective HR operational services and advice to business center leaders, managers, and staff to support the delivery of Covr’s organizational objectives and outcomes. Elvella is also responsible for the Human Resources function, which includes recruiting, staffing, training and development, performance management, compensation, benefits.

Alicia Noyes

As Chief Financial Officer, Alicia is responsible for managing all accounting functions, financial reporting and annual audits, preparing budgets, forecasts and analysis, and other ad-hoc finance items. Alicia has more than 24 years of experience in finance. She previously worked at Simplicity Financial Marketing in Hartford, CT, as the Senior Accounting Manager, Assistant Vice President.